FORMATION OF THE SOCIAL HOUSING FUND AS A WAY TO FACILITATE POPULATION ACCESS TO HOUSING AND THE RECONSTRUCTION OF THE ECONOMY

Abstract

The paper presents the results of a study on the state of housing construction in Ukraine and provides comparative
indicators of housing provision for the population in European countries. The consequences of the Russian war are outlined,
which led to the destruction of almost 13% of the housing stock, the forced departure of about 7 million people abroad, and
the need for large-scale internal displacement of the population from the eastern regions to the central and western regions
of the country.
The analysis highlights the problems of housing provision for internally displaced persons due to the practical absence of
a social housing fund in Ukraine and identifies the reasons for this absence. The European experience of housing provision
is studied, showing the mechanisms of forming a social housing fund that is provided by local municipalities to citizens who,
due to economic hardship and low income, require state support.
The combination of financial resources of local self-government bodies and private business, with the participation and
under the control of civil society organizations, will make civil society not only a consumer but also an active participant in the
effective development of urban housing stock. In Ukraine, a draft law “On the Social Housing Fund” should be developed, the
implementation of which will create conditions for access to housing for those in need. The European Investment Bank
provides assistance and loans, combined with EU grants and guarantees, for the development and implementation of a
financially sustainable model of social and affordable housing in Ukraine, following the example of EU countries.